If you’re still listening to and believing anything from the GOP and Fox about the Patient Protection and Affordable Care Act, you need to understand that, generally speaking, you’re hearing spin and outright lies.
Barrasso trots out the same tired and debunked lie that the PPACA is limiting choices and even excluding what doctors and hospitals are available for us to go to. That’s bullshit. Complete and total bullshit.
What the PPACA did, among other things, was to set minimum standards for health insurance. Those standards are called Essential Health Benefits. It essentially makes junk insurance a thing of the past.
As for what insurance is available on the exchanges in each state, make no mistake about this point. Offering insurance is a decision made by the insurance companies. Their decision to offer their products in each state is a market-based decision, and their products are regulated by each state’s Department of Insurance.
If you live in a state where there’s only one or two choices, and those choices now have higher premiums and less coverage, you must understand that that is the free market at work. PPACA only sets minimum coverage standards. With the exception of protecting seniors from getting gouged, it does not set rates and it does not dictate what policies are offered to you.
I’ve done a fair amount of research into the PPACA. I currently work for a service provider to the insurance industry. For anyone who’s interested, here are a few blog posts.
The ‘Protection’ in the Patient Protection and Affordable Care Act
Americans Stick With Obamacare As Opposition Burns Bright
The Case for #SinglePayer
More #PPACA Red Herrings: Renewals and Benefits
The Fault, Dear Citizen, Is Not With ObamaCare